Health Insurance

Choose from a broad range of health insurance packages

Get tailored health insurance from the world’s leading companies. Whether you need a personal or group insurance package, we’ve got you covered.

Leave a request

Home
/
Services
/
Essential Services
/
Health Insurance

Our health insurance

Comprehensive coverage
Our health insurance packages offer you extensive in-patient and out-patient coverage, giving you peace of mind that your medical needs will be taken care of.
Excellent healthcare services
Our network includes only the most reputable names in the healthcare industry, ensuring you get to enjoy the highest level of healthcare services, at all times.
Tailored to your needs
We will help you ensure the figures in your general ledger are correct and up-to-date and that the balances match.

Health Insurance Dubai: Your Complete Guide

Did you realize that Dubai boasts one of the world's most effective healthcare systems? Research indicates that Dubai has a remarkable ratio of at least 181 doctors for every 100,000 inhabitants. This abundance of medical professionals has boosted medical tourism, positioning Dubai as a globally recognized health destination.

The UAE prides itself on a sophisticated health infrastructure characterized by elevated healthcare standards. This encompasses readily available contemporary medical facilities and various health insurance policies. Health insurance in Dubai caters to both residents and visitors alike.

Should you be moving to Dubai for work or to establish a business, it's essential to understand the health insurance options available, especially when considering Dubai's cost of living.

Leave a request

Health insurance requirements in Dubai

In the UAE, health insurance regulations differ by city, but all offer excellent healthcare. In Abu Dhabi, the Thiga program covers citizens for both public and private healthcare. The UAE provides a comprehensive, government-funded health service with high-quality care in both sectors, free or subsidized for nationals. Expatriates and non-residents, however, must pay for healthcare services. Employers are required to ensure their employees, including expatriates, have access to healthcare without deducting costs from their salaries. Dependents must also be covered by sponsors.

Dubai mandates that all residents have health insurance meeting or exceeding Dubai Health Authority (DHA) standards. UAE nationals in Dubai may use Saada for health coverage, allowing access to private and DHA facilities, with an option to choose government schemes over private insurance.

Who can qualify for health insurance Dubai

Any ex-pat legally working in Dubai qualifies for health insurance through their employers. To access medical care in public facilities or government hospitals and clinics, you must have a health card.

To apply for the card, you can visit a medical centre or apply online from the DHA. Some of the documents you must have to apply for the medical card includes:

Passport details
Emirates ID number
Copy of your tenancy contract
Residence visa
Completed application card
Two passport photos

The medical card will cost you at least 320 dirhams for adults and 120 dirhams for children under 10.

Before taking the next step, consult with our Business Setup Experts

Simplifying your journey is our mission

Benefits of working with Fortunes Business

By working with Fortunes Business, you get access to the best insurance solutions from reliable partners, as well as personalized support at all stages of insurance selection and use

Professional approach
and individual selection of insurance solutions
Partnership
with leading insurance companies

How healthcare works in the UAE

Though the healthcare system in all emirates is straightforward, there are some things that you should be aware of. Dubai health insurances coverage for employees and their dependents is determined by their designation and salary. This means that the type of policy you choose or the extent of coverage will determine the cost of your medical services.

Employers and sponsors in Abu Dhabi need to provide health insurance coverage for their employees and their dependents. This includes one spouse and up to three children under 18 years.

On the other hand, employers in Dubai only provide health insurance coverage for their employees. Sponsors are required to provide insurance cover for their resident dependents.

Advantages of private health insurance

One of the most significant benefits of having private health insurance in Dubai is avoiding a monthly fine. Living without health insurance in the UAE attracts a fine. This fine can exceed your monthly insurance healthcare contributions. Additionally, private health insurance gives you access to some of the first-class medical facilities in the nation. These facilities are well equipped with modern health equipment and staffed by experts who speak English as their first language.

Moreover, the insurance allows you to personalise your coverage and include add-ons or special requirements.

Contact us today to get started on the road to peace of mind and confidence for the future

Having health insurance in Dubai is very important. You will not be able to obtain a residence permit in the UAE if you do not have proof of valid health insurance.

We are here to help you protect what really matters to you - your health.